![Free Real Estate Resources to Reach Your Home Goals](png/free-tools-and-resources-v4.png)
Feel confident you’re making smart real estate decisions at every step.
![Preparing to Buy](png/preparing-to-buy-v4.png)
How to Save for a House While Renting
Build your home savings faster following these practical tips.
Should You Rent or Buy a House?
Make the right choice so you can buy when you’re ready.
Guide to Saving for a Down Payment
Create a plan to stay on track with your home goals.
More Renting Resources:
![Ferrari family with colored real estate illustrations](png/preparing-to-buy-ferrari-family-v2.png)
![Duncan family with colored real estate illustrations](png/home-buying-duncan-family-v2.png)
![Home Buying](png/home-buying-v4.png)
Take this quiz to see if you have what you need to start house hunting.
How Much House Can You Afford?
Figure out how much you can (and should) spend on a home.
Home Buyers Guide for Buying the Smart Way
Find a house you love (in your budget) using our step-by-step guide.
More Buying Resources:
![NEW In-Depth Home-Buying Course](png/new-in-depth-home-buying-course-stacked.png)
Feeling lost about buying a house? We get it. The process can be overwhelming. That's why we created our new course, How to Buy a Home You Can Actually Afford. Dive deep with George Kamel, co-host of The Ramsey Show, and learn a proven plan to seal the deal on a home you love that fits your budget.
![How to Buy a Home You Can Actually Afford course mockup](png/how-to-buy-a-home-course-mockup-v1.png)
![Home Selling](png/home-selling-v4.png)
Find out your home’s value to sell it for the right price.
Figure out if it’s time to list your house or just stay put.
Start-to-Finish Home Sellers Guide
Learn how you can sell your house for top dollar.
More Selling Resources:
![Murdock family with colored real estate illustrations](png/home-selling-murdock-family-v2.png)
![McCauley family with colored real estate illustrations](png/wealth-building-mccauley-family-v2.png)
![Wealth Building](png/wealth-building-v4.png)
Ways to Earn Passive Income From Real Estate
Get the breakdown on how to build wealth through rental properties.
Steps to Flip a House for Profit
Learn how to pick properties, make renovations, and sell the smart way.
How to Start Investing in Real Estate
Follow these steps to make smart investing decisions.
![NEW Real Estate Book and Podcast](png/new-re-book-and-podcast-v4.png)
Want more real estate advice? We’ve got you covered! Check out Dave Ramsey’s new book and podcast, Real Estate the Ramsey Way. He’ll give you a clear plan to buy, sell and invest the right way and avoid costly mistakes—so you can navigate homeownership with confidence.
![Real Estate the Ramsey Way book and podcast artwork](png/retrw-book-podcast-graphic-v5.png)
![Find a Trusted Real Estate Agent](png/find-a-trusted-real-estate-agent-v1.png)
Choose from handpicked RamseyTrusted agents who’ll listen to your needs and have your back from first call to closing day. It’s as easy as 1, 2, 3!
![Step 1](png/circle-1.png)
Compare up to three local agents.
![Step 2](png/circle-2.png)
Pick the right agent for you.
![Step 3](png/circle-3.png)
Navigate the market with an expert by your side.
Tell us what you’re looking for!
![Frequently Asked Questions](png/frequently-asked-questions-v4.png)
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What does a real estate agent do?
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A top real estate agent’s job is to guide you throughout the entire home buying or home selling process. They back you up with expert knowledge, experience and a plan to help you crush your housing goals.
Since home buyers and sellers have different needs, there are almost always two real estate agents involved with every home transaction—a buyer’s agent and a seller’s agent (or a listing agent).
A buyer’s agent will guide you through the process of purchasing a home within your budget that fits your list of must-haves. On the other hand, a listing agent walks you through everything you need to do to get your home ready for sale. They know what it takes to get the home sold on your timeline and for the best price.
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How do I pick the right real estate agent?
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We have confidence each of your recommended RamseyTrusted agents will serve you well or we wouldn’t have recommended them! But the most important factor when it comes to choosing your real estate agent is your own comfort level. We always recommend doing an interview with potential agents to find the best fit for your situation. Meeting the candidates in person and asking these questions will help you find out if your personalities click. That's a great foundation for building a connection with the RamseyTrusted agent you like the most!
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Do I have to pay to use a RamseyTrusted agent?
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There’s no fee for coming through our site and using our service to find an agent. It’s our goal to get you connected with the right people so you can get the best help! If you choose to move forward with a RamseyTrusted agent, they’ll have a service commission for the help they provide. That’s an industry standard and true of any agent you may work with. We don’t control what RamseyTrusted pros charge, so if you have questions about the price of their services, it’d be great to ask them directly when you interview them!
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What type of mortgage makes the most sense for my situation?
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A 15-year fixed-rate conventional mortgage is the only kind of loan we ever recommend at Ramsey. It keeps you on track to pay off your house fast and has the lowest total cost. Other types of mortgages, like FHA, VA and 30-year loans, keep you in debt for decades and cost you tens or even hundreds of thousands of dollars more in the long run. No, thanks!
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How do I pay off my house sooner?
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Start by setting a goal of how much money you’d like to put toward your house every month. Then see where you can trim your budget to make those extra house payments. You can also dedicate work bonuses and raises to those extra payments. And if those ideas don’t have you moving as fast as you’d like, see if refinancing or downsizing would help you knock out that mortgage once and for all.